1. Acceptance of These Terms

These Website Terms of Use and Service Terms (“Terms”) govern access to and use of websites, webpages, landing pages, forms, chat tools, portals, scheduling systems, educational resources, digital products, communications, and other online services operated or made available by Millionaires Tax Consultants (“MTC,” “we,” “us,” or “our”).

By accessing or using an MTC website, submitting an inquiry, creating an account, scheduling an appointment, purchasing a product or service, submitting information, communicating with MTC electronically, or otherwise interacting with an MTC online property, you acknowledge that you have read and agree to these Terms to the extent applicable to your interaction.

If you do not agree with these Terms, do not use the applicable website or online service.

These Terms apply to website use. A separate written engagement agreement, tax-preparation agreement, service agreement, payment agreement, software agreement, referral agreement, contractor agreement, bureau agreement, or other signed agreement may govern a particular relationship and may contain additional or different terms.

Where a signed agreement conflicts with these Website Terms, the signed agreement controls for the specific professional service or transaction covered by that agreement.

2. About Millionaires Tax Consultants

Millionaires Tax Consultants is a Texas limited liability company providing tax-related and business-support services.

MTC's services may include, depending upon the specific engagement and availability:

• Individual federal and state tax preparation
• Business tax preparation
• Tax planning and consulting
• Bookkeeping
• Accounting-related services
• Payroll-related services
• Tax-resolution support
• Audit-support or representation services when separately authorized and within the provider's credentials and scope
• Tax education and professional training
• Tax-professional and ERO/service-bureau support
• Digital educational products
• E-books, courses, templates and other digital products
• Business consulting and related services
• Other services expressly described in an applicable service agreement

Not every service is available to every person, entity, state, taxpayer, or situation.

3. Professional Services Require a Separate Engagement

Website use does not by itself create a professional engagement.

Submitting a contact form, booking an appointment, participating in a chat, downloading an educational resource, communicating with MTC, or paying a consultation fee does not automatically establish an attorney-client relationship, CPA-client relationship, enrolled-agent representation relationship, tax-representation relationship, fiduciary relationship, or other professional relationship.

A professional engagement begins only when MTC has accepted the engagement and the applicable engagement documentation, authorization, payment requirements, identity verification, and other required conditions have been completed.

4. Tax Services and Professional Limitations

MTC provides tax-related services subject to applicable federal, state, and local law and the credentials, licenses, authorizations, and professional status of the individual actually performing the service.

No website statement should be interpreted as:

• A guarantee of a tax refund
• A guarantee of a particular tax result
• A guarantee that a tax position will be accepted by the IRS or a state taxing authority
• A guarantee that an audit will not occur
• A guarantee of audit success
• A guarantee of penalty abatement
• A guarantee of IRS approval
• A guarantee of financing, advance funding, bank-product approval, or refund timing
• A representation that every MTC professional possesses the same credential or authority

Where representation before the IRS or another taxing authority is requested, MTC will determine whether the assigned professional is legally authorized and appropriately qualified to perform the requested representation.

Where a Power of Attorney, Tax Information Authorization, Form 2848, Form 8821, Form 8879, consent, disclosure, engagement letter, or other authorization is required, the applicable document must be properly completed before MTC undertakes the activity requiring it.

5. No Guarantee of Tax Outcome

Tax outcomes depend upon facts, documentation, applicable law, IRS/state processing, taxpayer eligibility, filing status, income, deductions, credits, elections, prior filings, third-party information, governmental processing, and other factors.

MTC does not guarantee:

• A specific refund
• A specific amount of tax savings
• Approval of a credit or deduction
• Acceptance of a return
• Processing time
• Refund timing
• Resolution of an IRS or state matter
• Audit results
• Penalty relief
• Approval of a bank product
• Approval of an advance
• Eligibility for any particular tax benefit

Any examples, estimates, projections, savings illustrations, hypothetical scenarios, testimonials, or educational examples are illustrative only unless expressly identified as an individualized professional conclusion contained in a signed engagement.

6. Client Responsibility for Information

Clients are responsible for providing complete, accurate, current, and truthful information and supporting documentation.

MTC may rely upon information supplied by a client unless circumstances require additional verification.

Clients must promptly notify MTC of:

• Changes to contact information
• Changes in filing status
• Changes in dependents
• New income
• New businesses or entities
• Changes in ownership
• New tax notices
• IRS correspondence
• State correspondence
• Identity-theft concerns
• Fraud concerns
• Changes to bank information
• Errors discovered in previously supplied information

MTC may delay, suspend, decline, or terminate work where information is incomplete, inconsistent, unreliable, suspicious, fraudulent, unavailable, or otherwise insufficient.

7. Taxpayer Document Security

Do not submit Social Security numbers, driver's-license numbers, bank account credentials, complete tax returns, identity documents, passwords, authentication codes, or other highly sensitive information through ordinary website comments, social-media messages, unsecured email, or general chat unless MTC specifically instructs you to do so through an approved secure process.

MTC's systems may include separate secure portals and practice-management systems for sensitive documentation.

MTC's internal automation plan expressly separates CRM/communications functions from secure tax-document and portal functions and requires full SSNs, tax documents, banking information, and returns to remain outside broad CRM fields.

8. Website Information Is Educational

Articles, blogs, videos, social-media posts, calculators, checklists, tax tips, newsletters, webinars, courses, downloads, FAQs, artificial-intelligence-generated content, and other website materials may provide general educational information.

Such information:

• May not reflect the law applicable to your particular situation
• May become outdated
• May contain simplified examples
• Does not constitute individualized tax advice unless expressly provided as part of an accepted professional engagement
• Does not constitute legal advice
• Does not constitute investment advice
• Does not constitute financial-planning advice unless separately engaged and authorized

You should obtain professional advice based on your own facts before taking significant tax, legal, financial, business, or investment action.

9. Website Accounts and Portals

Certain services may require registration or use of a third-party secure portal.

You are responsible for maintaining the confidentiality of your login information and for all activity occurring through credentials assigned to you, except where unauthorized use results from MTC's failure to maintain required security safeguards.

You must immediately report suspected unauthorized access.

MTC may suspend access when necessary to protect taxpayer information, clients, systems, providers, or regulatory compliance.

10. Electronic Communications

By interacting with MTC electronically, you consent to receive communications necessary to respond to your inquiry, administer your account, provide services, schedule appointments, deliver documents, process transactions, or otherwise perform an engagement.

Marketing communications are governed separately by applicable consent requirements.

A marketing consent checkbox is separate from consent necessary to perform a requested transaction or professional service.

11. SMS/Text Messages

MTC may offer SMS communications for appointment reminders, service notifications, account communications, educational information, promotions, or other approved communications.

Where required, MTC will obtain the appropriate consent before sending marketing or automated text messages.

Marketing consent is not a condition of purchasing MTC services.

Message frequency varies. Message and data rates may apply.

You may opt out by replying STOP to an applicable marketing text message. You may request assistance by replying HELP where supported.

MTC will maintain consent and suppression records consistent with applicable law and its communications procedures.

A consumer's consent to MTC does not constitute consent to unrelated third-party marketers.

12. Email Marketing

Marketing email may be sent only in accordance with applicable law and MTC's consent and suppression procedures.

Marketing emails will provide a reasonable method to unsubscribe.

Unsubscribing from marketing does not necessarily stop transactional, security, account, appointment, legal, or service-related communications.

13. Appointments and Consultations

Appointments are subject to availability.

MTC may establish fees for consultations, strategy sessions, expedited services, missed appointments, cancellations, rescheduling, or other services.

Where a fee applies, the applicable booking page, invoice, payment authorization, or service agreement controls.

A consultation does not guarantee that MTC will accept a subsequent engagement.

14. Fees and Payments

Prices may vary according to service complexity, filing year, entity type, state requirements, documentation, turnaround requirements, professional involvement, additional forms, amendments, resolution work, bookkeeping volume, payroll activity, or other factors.

A quote or estimate is not necessarily a final fee unless expressly identified as a fixed fee in writing.

MTC may require payment before beginning or continuing certain services.

Third-party bank-product fees, software fees, government fees, processing fees, and other pass-through charges may apply.

No fee is earned or waived merely because a client expects a particular tax result.

15. Refunds and Cancellations

Refunds, cancellation rights, credits, deposits, and prepaid-service treatment are governed by the applicable service agreement, order terms, product terms, or applicable law.

Where work has already been performed, cancellation may not result in a full refund.

Government filing fees, third-party fees, software charges, processing fees, bank fees, and completed professional services may be nonrefundable to the extent permitted by law.

16. Digital Products and Courses

Digital products, educational materials, courses, templates, e-books, recordings, and downloads are educational products unless expressly described otherwise.

Unless a product-specific policy states otherwise:

• Digital access may be limited to the purchaser
• Sharing, resale, copying, redistribution, or public posting is prohibited
• Course completion does not create a professional credential unless expressly stated
• Certificates do not constitute government licenses or professional licenses
• Educational materials do not guarantee business income, tax-preparation volume, client acquisition, or professional success

17. Intellectual Property

MTC owns or has rights to use its trademarks, logos, brand assets, website materials, written materials, graphics, videos, training content, forms, templates, systems, processes, databases, proprietary methodologies, software configurations, and other intellectual property except materials owned by third parties.

You may not:

• Copy MTC proprietary materials for commercial resale
• Scrape or reproduce website content
• Remove copyright or trademark notices
• Create confusingly similar domains or social accounts
• Impersonate MTC
• Use MTC marks in a way that implies endorsement without written permission
• Reverse engineer protected systems
• Repackage MTC training or proprietary materials as your own

MTC's contract library similarly treats MTC-created forms, training, templates, systems, pricing, methods, marks, domains, and confidential methods as protected property.

18. User Content

If you submit reviews, testimonials, comments, photographs, videos, feedback, suggestions, or other content, you represent that you have the right to provide that content.

MTC will not use a person's name, image, likeness, voice, testimonial, or identifiable story for marketing purposes where a separate release is required unless appropriate permission has been obtained.

19. Third-Party Services

MTC may use third-party technology providers for:

• Secure portals
• E-signatures
• Tax preparation
• CRM
• Scheduling
• Forms
• Payment processing
• Communications
• Analytics
• Hosting
• Cloud storage
• Automation
• Artificial intelligence
• Banking products
• Refund products
• Educational platforms

Third-party services may have their own terms and privacy policies.

MTC does not control every third-party system and cannot guarantee the uninterrupted availability of third-party services.

20. Artificial Intelligence

MTC may use artificial intelligence and automation to assist with administrative, marketing, educational, workflow, communication, organization, or other business functions.

AI-generated information may require human review.

MTC will not treat an AI output as automatically controlling professional judgment.

Clients should not submit highly sensitive taxpayer information into an AI tool unless MTC expressly provides an approved secure workflow for that purpose.

MTC's internal materials expressly require human approval for legal conclusions, compensation, protected-data actions, and client-impacting decisions.

21. Prohibited Uses

You may not use MTC websites or systems to:

• Commit fraud
• Impersonate another person
• Submit false tax information
• Upload malware
• Attempt unauthorized access
• Circumvent security controls
• Harvest information
• Scrape protected information
• Interfere with systems
• Violate applicable law
• Upload another person's confidential information without authorization
• Attempt to obtain another person's tax records
• Use MTC systems for unlawful solicitation
• Submit taxpayer information through unauthorized channels

22. Security and Incident Response

MTC maintains security controls appropriate to its business, systems, data, and legal obligations.

No internet transmission or electronic storage system can be guaranteed to be absolutely secure.

If MTC determines that a security incident or data breach has occurred, MTC will follow its incident-response procedures and applicable federal and state notification requirements.

Texas law requires reasonable safeguards for sensitive personal information and establishes breach-notification obligations.

23. No Unauthorized IRS or Government Affiliation

MTC is an independent private business.

Unless expressly stated and legally accurate, MTC is not affiliated with, sponsored by, endorsed by, or acting as an agency of the Internal Revenue Service, U.S. Treasury, Texas Comptroller, Texas Workforce Commission, or another governmental agency.

Government names, forms, logos, links, and references may be used for informational or filing purposes only.

24. Reviews and Testimonials

Testimonials reflect the experiences of individual customers and may not represent typical or guaranteed results.

MTC may request reviews after service.

MTC will not condition legitimate service on a customer providing a positive review.

Any incentive-based referral or review program will be governed by separate written terms.

25. Links to Other Websites

MTC may link to third-party websites for convenience.

MTC is not responsible for the content, security, availability, privacy practices, or terms of third-party websites.

You access third-party websites at your own risk.

26. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, MTC PROVIDES THE WEBSITE AND GENERAL WEBSITE CONTENT ON AN “AS AVAILABLE” AND “AS IS” BASIS.

MTC DOES NOT WARRANT THAT THE WEBSITE WILL ALWAYS BE AVAILABLE, ERROR-FREE, COMPLETE, CURRENT, OR SECURE.

NOTHING IN THESE TERMS DISCLAIMS A WARRANTY OR RIGHT THAT CANNOT LAWFULLY BE DISCLAIMED.

27. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, MTC WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM WEBSITE USE.

Nothing in these Terms limits liability that cannot lawfully be limited, including liability arising from fraud, intentional misconduct, or rights that applicable law makes nonwaivable.

Where a separate professional engagement contains a limitation-of-liability provision, that provision governs only to the extent enforceable and applicable to that engagement.

28. Indemnification

To the extent permitted by applicable law, you agree to defend and indemnify MTC and its officers, employees, contractors, agents, and service providers against third-party claims arising from your unlawful use of the website, fraud, intentional misconduct, unauthorized submission of another person's information, or material violation of these Terms.

29. Suspension and Termination

MTC may suspend or terminate website access where reasonably necessary to:

• Protect security
• Protect taxpayer information
• Prevent fraud
• Comply with law
• Protect third-party providers
• Address abuse
• Enforce these Terms

Termination of website access does not terminate obligations under an existing signed professional engagement unless the engagement is separately terminated.

30. Dispute Resolution

Before commencing litigation or arbitration concerning a dispute relating solely to website use, the parties should attempt in good faith to resolve the dispute through written notice and an informal resolution process.

Any mandatory arbitration, class-action waiver, venue requirement, limitation period, or consumer-dispute provision should be finalized by MTC counsel after review of applicable federal and state law.

Nothing in these Terms prevents a consumer from exercising rights that cannot lawfully be waived.

31. Governing Law

These Terms should be governed by the laws of the State of Texas to the extent permitted by applicable law, without unnecessarily displacing mandatory consumer-protection laws of another jurisdiction.

Counsel should finalize the precise venue and governing-law clause before publication.

32. Changes to These Terms

MTC may update these Terms from time to time.

The updated version will be posted with a revised effective or updated date.

Material changes should be implemented prospectively where appropriate.

33. Severability

If any provision is found unenforceable, the remaining provisions remain effective to the maximum extent permitted by law.

34. No Waiver

Failure to enforce a provision does not constitute a permanent waiver of that provision.

35. Entire Agreement

These Terms, together with any applicable privacy policy, cookie policy, consent language, order terms, service terms, engagement agreement, and other incorporated documents, constitute the applicable website-use framework.

A specific signed agreement controls where applicable.

36. Contact